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Insurance Options
Bi-Coastal Insurance carries plans to meet the needs of people of all ages. What can we help you with?
Our Promise.
Never any fees for our services.
Personalized analysis of needs.
Insurance plans for all ages.
Outstanding customer service
the best coverage for your budget
Best Partner.
Trained and certified by multiple major insurance companies.
unbiased and able to look out for your best interests.
Able to assist remotely by phone, computer, or email.
Always available to answer questions and advise you.
25+ years of Medicare experience.
Medicare
Finding the right combination of affordable coverage for you is important. Avoid penalties, unexpected costs and other surprises by getting advice about your options.
Here are some of the basics:
Part A: Hospital Coverage includes hospital stays, skilled nursing, hospice care and more.
Part B: Medical Coverage includes doctor visits, labs, outpatient service and home health equipment.
Part C: Medicare Advantage Plans include benefits administered and managed by private insurance carriers.
Part D: Prescription Drug Plans Help Medicare beneficiaries pay for prescription drugs. These plans are offered by private insurance carriers.
Medicare Supplement Insurance (Medigap) Plans help you cover some or all of the costs that Medicare Parts A and B don't cover.
Health Insurance
Are you looking for better coverage? Newly insured?
Purchasing for the first time?
Affordable quality plans available :
Major Medical - ACA Compliant
Short Term
Fixed Benefit
Guaranteed Issue
Even if your employer offers you coverage, an individual plan could be the better option for you and your dependents. If you've lost your job, there also are affordable options for less money than COBRA.
If you are an employer, ask about group plans at competitive pricing.
Life Insurance
We work with you to calculate how much life insurance you need to protect your family. Options include:
Term
Universal & Indexed Universal
Whole Life
Single Premium
Simplified Issue
Final Expense
Supplemental & Ancillary
They can pay for what major medical doesn't, so you no longer have to worry about unforeseen expenses, such as:
Here are some of the basics:
Insurance deductibles
Medical bills
Long term, critical and chronic illness care
Rent/mortgage
Car payments
Groceries
Vision
Having vision insurance ensures you won't put off seeing doctors to find and treat diseases such as cataracts and glaucoma. Vision insurance helps for services including:
Routine eye exams
Glasses
Contact lenses
Hearing
Approximately 1 in 3 people between the ages of 65 and 74 have some degree of hearing loss. It's wise for that age group to have some protection for hearing-related expenses such as:
Hearing exams
Hearing aids
Dental
There is such a thing as affordable dental insurance. Options include traditional PPO plans with co-pays and co-insurance as well as Fixed Indemnity plans with no restrictions on providers, no copays and no deductibles. In simple transactions, the dental insurance is guaranteed issue with no waiting periods for basic and preventative services.
Ready to Talk?
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Contact Us
Mobile: (845) 399-0279
Email: [email protected]
Contact Us
Mobile: (845) 399-0279
Email: [email protected]
"I would be delighted to help you!"
- Allan Williams
We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area, and any information we provide is limited to those plans we do offer in your area. Currently, we represent 5 organizations which offer 30 plans. Please get in touch with Medicare.gov or 1-800-MEDICARE to get information on all your options.
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